Insurances Accepted by PaxThera
Blue Cross Blue Shield
Aetna
Wellpoint
Harvard Pilgrim
Other Payment Options
Paying Out of Pocket or Private Pay
If you prefer not to use insurance, or we do not accept your insurance you can opt to pay of of pocket. This allows for:
Customized Care
Without the constraints of insurance policies, your therapy is guided entirely by your needs and clinical best practice. Treatment is not dictated by insurance company policies and priorities, meaning you are not limited to a certain number of sessions, a specific diagnosis, or the need to have a diagnosis as part of your medical record.
Enhanced Privacy
As a private pay office, we don’t share your personal information or treatment details with insurance providers, which offers a higher level of confidentiality and autonomy. If you decide to be reimbursed by your insurance company
Flexible Treatment
You and your therapist decide what works best for you—whether that means weekly sessions, longer appointments, or a tailored therapeutic approach. Your treatment is tailored to your needs and goals.
Choosing private pay gives you greater control over your mental health journey, ensuring that the focus remains on what matters most to you.
Using Out-of-Network Benefits
*** This is for insurances that PaxThera is NOT contracted with.
If you would like to use insurance (that PaxThera does not take), we can work with you to receive partial reimbursement for sessions through your out-of-network benefits.
Here’s how we help:
Option 1: You Submit for Reimbursement Yourself
You pay the full session fee at the time of your appointment.
After each session, you’ll receive a superbill (a detailed receipt).
You submit the superbill to your insurance provider directly for reimbursement.
Once processed, your insurance sends the reimbursement to you.
This option gives you full control over the reimbursement process.
Option 2: PaxThera Submits on Your Behalf
You only pay a small upfront cost at the time of the session (usually a portion of the full fee).
PaxThera submits the claim directly to your insurance on your behalf
Your insurance reimburses the remaining amount to PaxThera.
This reduces the financial burden up front and saves you time.